₹9,330 crore lies unclaimed in inoperative EPF accounts: Here's how to check and claim your money
₹9,330.56 crore lies unclaimed in inoperative EPF accounts as of 31 March 2026.
An EPF account becomes inoperative after no contributions for three years following retirement, permanent migration abroad, or death of the account holder.
Minister of State for Labour and Employment Shobha Karandlaje informed the Rajya Sabha that the EPFO is running awareness campaigns and Nidhi Aapke Nikat 2.0 outreach camps to help beneficiaries claim funds.
EPF balances in inoperative accounts stop earning interest once the account becomes inoperative, though interest continues until the member turns 58.
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