Have unclaimed insurance and EPF amounts? Check where to make claims online under ‘Your Money

Unclaimed LIC insurance amounts and inoperative EPF accounts can be checked and claimed online via the Centre's 'Your Money — Your Right' campaign.
LIC had ₹7,318.50 crore in unclaimed amounts as of March 31, 2026, while inoperative EPF accounts held ₹9,330.56 crore.
Only LIC insurance amounts unclaimed for over 10 years are transferred to the Senior Citizen Welfare Fund (SCWF), per IRDAI order.
LIC policyholders can search for unclaimed amounts on LIC's official website; LIC also contacts policyholders via letters, SMS, and agents.
EPFO and LIC are continuing efforts to identify beneficiaries and settle pending claims.
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