EPFO: Here's how EPF subscribers can transfer their old provident fund to a new account

The Employees' Provident Fund (EPF) is a government-backed retirement savings option in India for salaried individuals with basic pay and dearness allowance up to ₹15,000.

For FY26, the Centre ratified 8.25% interest for both EPF and Voluntary Provident Fund (VPF), marking the third consecutive time at this rate.

EPF subscribers can transfer old provident fund to a new account via the EPFO portal or Umang app to maintain continuous service and tax benefits.

On the EPFO portal, use the 'One Member-One EPF Account (Transfer Request)' option under online services, fill in UAN, select establishment, submit, and verify with OTP.

If a member has multiple Universal Account Numbers (UANs), they can merge accounts by transferring funds to keep a single UAN.