in5points
FinanceMint

EPF Scheme 2026: New rules for exempted PF trusts, what employees must know

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  1. The Employees' Provident Funds Scheme, 2026 imposes an interest rate ceiling for exempted PF trusts, capping their declared rate at the Central Government's notified rate.

  2. Exempted PF trusts must adopt mandatory digital compliance, including electronic record-keeping, digital account preservation, annual statements, and electronic member access.

  3. Stricter governance norms apply, including time-bound exemptions for employers operating recognized PF trusts, with conditions to ensure benefits at least equal to the EPF Scheme.

  4. The scheme allows members to transfer provident fund accumulations between exempted trusts or to the EPFO upon job change, aligning with existing transfer rules.

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Who owns this?

Shobhana Bhartia

HT Media

Shobhana Bhartia (KK Birla family)

Business daily owned by HT Media; majority-controlled by the KK Birla family, chaired by Shobhana Bhartia.

Wikipedia: Shobhana Bhartia