Experts share 5-point SIP checklist for market volatility

Investors should set clear rules for pausing SIPs based on personal finance changes, not market movements, advises Aditya Mulki, CEO of Navi AMC.

An emergency fund separate from the investment portfolio prevents disruption of long-term SIPs during financial stress, says Manish Srivastava, Executive Director at Anand Rathi Wealth.

Bhalchandra Joshi, Chief Business Officer and COO at The Wealth, recommends planning ahead to avoid emotional decisions during market volatility.

Experts suggest building an emergency corpus before market corrections to avoid stopping SIPs due to temporary income disruptions or unexpected expenses.

A pre-defined plan helps investors stay on track towards long-term goals by preventing short-term volatility from influencing decisions.