Aggressive hybrid funds top SWP returns

A Rs 1 lakh lump sum invested on January 1, 2012 in SBI Equity Hybrid Regular Growth with monthly SWP of Rs 3,000 from January 1, 2013 to July 21, 2026 generated total withdrawals of Rs 2.04 lakh.

ICICI Prudential Equity & Debt Growth generated Rs 1.95 lakh in withdrawals from the same investment pattern.

Tata Aggressive Hybrid Fund Regular Growth generated Rs 1.92 lakh in withdrawals under the same SWP illustration.

The XIRR for the three schemes ranged from 21.16% to 22.36% based on the SWP scenario.

Investors should evaluate portfolio quality, asset allocation, and fund manager approach, not just past returns, before selecting an SWP.