How Rising Healthcare Costs are Reshaping Corporate Health Insurance in India

Medical inflation in India runs at roughly 12% to 14% per year, among the highest in Asia.

Rising healthcare costs are pushing corporate health insurance premiums up and forcing employers to redesign plans.

Employers are adding top-ups and wellness programs to group cover instead of simply paying more for the same plan.

A treatment that cost one lakh two years ago can cost noticeably more today due to medical inflation.