Credit card reward points vary in value per paise.

Credit card reward points are not worth Re 1 each; their value varies from a few paise to several rupees depending on redemption method.

To find real value, calculate points' worth by comparing cash equivalent of rewards against points required.

Maximise value by redeeming for high-value options like air miles or travel bookings instead of cash back or merchandise.

Always check redemption rate per point for each specific reward category before choosing.