EPFO 3.0: What has changed — Before vs after, updated rules, CITES project, online access and new features explained

EPFO 3.0 enables members to withdraw up to 75% of their EPF balance via UPI, enhancing quick access to funds.
The system upgrade allows automatic account transfers when changing jobs and offers digital solutions for claims and account management.
EPFO completed migration of its member database to a centralised platform under the CITES project.
Union Labour and Employment Minister Mansukh Mandaviya stated the CITES project modernises EPFO's services using automation and rules-based process.
The CITES project replaces the previous decentralised structure with a centralised database to improve efficiency.
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