FinanceMoneycontrol
Someone takes a loan in your name? A credit freeze may stop that from happening

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A credit freeze blocks new credit accounts from being opened in your name.
It is an overlooked tool against identity-related financial fraud.
Freezing your credit prevents lenders from accessing your credit report, stopping fraudulent loan applications.
A credit freeze can be lifted temporarily or permanently when you need to apply for credit yourself.
It is free to place and remove a credit freeze at each of the three major credit bureaus.