Phone lost? Here's your step-by-step guide to protecting your money and personal data

Immediately block the SIM card with the telecom operator to prevent OTP-based fraud.

Remotely lock or erase the phone using Google's Find My Device or Apple's Find My iPhone to secure personal data.

Temporarily block UPI and banking apps to stop unauthorised transactions.

Change passwords for email and banking accounts to prevent account takeover.

File a police complaint and note the IMEI number for recovery and fraud reporting.