SIP calculator shows ₹30,000 monthly can reach ₹50 lakh by 2034

A ₹30,000 monthly SIP at 12% annual return takes 8 years and 3 months to reach ₹50 lakh, with total investment of ₹29.70 lakh and returns of ₹20.64 lakh.

The next ₹50 lakh accumulation takes just over four years, showing accelerating wealth creation.

Corpus growth from ₹1.5 crore to ₹2 crore takes about two years, and from ₹2 crore to ₹2.5 crore takes about one year and eight months.

Once the investment exceeds ₹4 crore, each additional ₹50 lakh is added in roughly a year or less, assuming similar returns.

SIPs are preferred for long-term wealth, but early years require patience as the portfolio grows slowly due to volatility and small investment base.