The EPF reform gives employers a chance to rethink retirement architecture

The EPF reform distinguishes between statutory contributions up to ₹15,000 wage ceiling and voluntary contributions above that.

Employers can now combine EPF's stability with Corporate NPS's market-linked growth potential and tax efficiency.

The reform allows employers to redesign retirement benefits without increasing employees' overall monthly contributions.

Corporate NPS complements EPF by offering long-term wealth creation through diversified investments.