LifestyleHindustan Times

‘I stopped using UPI for 3 months’: Delhi woman reveals how cash changed her spending habits

in5points
  1. Delhi woman Sadaf stopped using UPI for three months and found she was more conscious of spending.

  2. She noticed that cash payments made her physically feel money leaving her wallet, reducing impulse spending.

  3. Sadaf said cash made budgeting easier because she could track remaining money without checking an app.

  4. Giving up UPI completely was impractical, so she adopted an 80:20 approach, using cash for most expenses and UPI for convenience.

  5. The video sparked mixed reactions online, with some users noting challenges like shopkeepers not returning change.

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