Ready home or lower-priced promise, which property deal makes more sense?

Buyers choosing between a readied home and an under-construction property face trade-offs in cash flow, taxes, waiting period, and risk.

Ready-to-move-in homes are typically priced higher than under-construction properties but offer immediate possession.

Under-construction properties often come with lower prices and payment plans staggered over the construction period.

Tax benefits under Section 24 and Section 80C of the Income Tax Act differ based on possession date and loan interest.