Tech couple with high income fear AI threat

A 27-year-old software engineer earning ₹5 lakh monthly with his wife feels not rich due to AI-driven job fears.

The couple has ₹70 lakh in gold, ₹15 lakh in gold coins, ₹7 lakh in US stocks, and ₹3 lakh in fixed deposits, with no loans.

The man believes mainstream coding roles will become obsolete within 5-6 years and aims for a safe net worth of ₹3-4 crore.

He plans to aggressively pivot from high income to hard assets through monthly investments in gold, FDs, and US equities.