The story so far
UPI Milestone July
Tracked across 4 sources · Updated 2h ago
In July 2026, India's UPI recorded its highest-ever monthly transaction volume of 23.66 billion and value of ₹29.88-29.9 lakh crore, marking a 19% annual growth and surpassing previous records.
How it unfolded
18h ago
UPI transaction value hits ₹29.9 lakh crore, up 19% annually
18h ago
UPI sees record 23.66 billion transactions in July
What happened earlier
Latest updates
Latest
Full story →UPI reaches new milestone in July with highest-ever transaction value of Rs 29.88 lakh crore
UPI processed 23.66 billion transactions in July 2026, with a transaction value of Rs 29.88 lakh crore, the highest ever.
Transaction value rose 19% year-on-year from Rs 25.08 lakh crore in July 2025.
UPI is operational in about 10 countries, including UAE, Singapore, Bhutan, Nepal, Sri Lanka, France, Mauritius, and Qatar.
NPCI, an initiative of RBI and IBA, operates UPI, enabling real-time payments between individuals and merchants.
Earlier · 13h ago
Full story →UPI hits highest ever monthly volume with 23.66 Bn transactions in July
UPI processed 23.66 billion transactions in July 2026, worth Rs 29.88 lakh crore, the highest monthly volume ever.
Volume grew 4.1% from June's 22.72 billion, and 22% year-on-year; value rose 3.3% from June and 19% year-on-year.
PhonePe led UPI with 10.48 billion transactions in June, followed by Google Pay and Paytm.
WhatsApp surpassed CRED in June UPI volume with 150.48 million transactions vs CRED's 141.78 million.
UPI merchant payments are live in 10 international markets, including the Maldives, which launched a real-time payment corridor with India.