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PMAY-G Financial Assistance and Progress Review (July 2026)

UPSC / SSC current affairs note

Government Policies and InterventionsInclusive GrowthInfrastructure

Why in news

The Ministry of Rural Development provided a detailed update on PMAY-G implementation in Rajya Sabha on 24 July 2026, including state-wise data on sanctioned, completed, and pending houses as of June 2026. The reply also highlighted the unit assistance amounts and convergence with other schemes.

Background

Pradhan Mantri Awas Yojana - Gramin (PMAY-G) is a flagship scheme aimed at providing pucca houses to all rural households without a house or living in kutcha houses. It was launched in 2016 and is implemented by the Ministry of Rural Development.

Key facts

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  1. Unit assistance: ₹1,20,000 in plain areas; ₹1,30,000 in NE states, hill states (including J&K and Ladakh).

  2. Additional ₹12,000 for toilet construction under convergence with Swachh Bharat Mission - Gramin (SBM-G).

  3. Provision of unskilled wage employment under MGNREGA/VB G Ram Ji for house construction.

  4. Total houses sanctioned under PMAY-G as of June 2026: 3,91,70,613.

  5. Total houses completed: 3,08,66,128; pending: 83,04,485.

  6. Top states with highest pending houses: Maharashtra (22,20,095), West Bengal (11,48,601), Madhya Pradesh (10,90,180).

  7. States with zero pending: Arunachal Pradesh (all 35,591 completed).

  8. Monitoring mechanisms include PRC meetings, EC meetings, CRM, field visits, and national-level monitors.

  9. Recent Empowered Committee meetings held in March 2026.

Prelims pointers

  • PMAY-G: Pradhan Mantri Awas Yojana - Gramin
  • Unit assistance: ₹1.20 lakh (plain), ₹1.30 lakh (hilly/NE)
  • Convergence: SBM-G (₹12,000 for toilet), MGNREGA (wage employment)
  • Total sanctioned: 3.91 crore; completed: 3.09 crore; pending: 83 lakh
  • Monitoring bodies: PRC (Performance Review Committee), EC (Empowered Committee), CRM (Common Review Mission)
  • Ministry: Ministry of Rural Development
  • Launched: 2016

Mains angles

  • Evaluate the effectiveness of PMAY-G in achieving 'Housing for All' by 2022 (extended target).
  • Discuss the challenges in implementation: fund utilization, land availability, and state-wise disparities.
  • Analyze the role of convergence with MGNREGA and SBM-G in enhancing rural housing outcomes.
  • Examine the monitoring mechanisms and their impact on reducing pendency.
PMAY-G Financial Assistance and Progress Review (July 2026) — UPSC Current Affairs · in5points